La FTC reintegra $108 millones a propietarios sobrecargados por Countrywide

Para Su Difusión: 07/20/2011

La FTC reintegra aproximadamente $108 millones de dólares a 450,000 propietarios de vivienda que fueron sujetos de sobrecargos por servicios de administración de préstamo de parte de Countrywide

La Comisión Federal de Comercio (Federal Trade Commission, FTC) está enviando por correo 450,177 cheques de reintegro por un valor total aproximado de $108 millones de dólares a los propietarios de vivienda que fueron sujetos de sobrecargos aplicados por la compañía Countrywide Home Loans, Inc. Como parte de los esfuerzos de la FTC para proteger a los propietarios de vivienda que atraviesan dificultades financieras, el año pasado la FTC estableció un acuerdo resolutorio con Countrywide para resolver las alegaciones que le imputaban cargos excesivos a los prestatarios que estaban luchando por conservar sus casas.

The Allonge- Billions of Dollars in Commerce Hangs on A Single Scrap of Paper

July 2nd, 2011 |  Author: Matthew D. Weidner, Esq.

Forget about The Constitution, forget about The Bill of Rights, a far more important document exists in this country and it’s called….The Allonge!

Those other old and forgotten documents are just, well, old and forgotten.  Relics. Memories.  Pesky annoyances that get in the way of the real thing of today and that is…The Efficient Flow of Commerce.  The allonge is actually an old, old thing…older in fact than those other two old things that we should all stop talking so much about....

The one widely circulated bit of scholarship on the subject is Getting Attached. Do your legal search and research high and low, all across the country and the above document is about all you’re gonna find.  Not many opinions and those that do exist all head back to the same place…Black’s Law Dictionary…and the definition of allonge.

The key part, the essential element of the magical power of the allonge is that it was only ‘sposed to be used when there was no space on the note to make an endorsement….but that has not stopped the Sorcerers of Securitization from just totally ignoring this essential element of the Allonge and conjuring up one page hanging allonges and just dropping them in court files all over this country.